PCI Compliance refers to a set of requirements established by the Payment Card Industry Security Standards Council to safeguard credit card data. These standards are designed to protect against data breaches and unauthorized access to cardholder information, ensuring the security of online transactions.
Main Requirements of PCI Compliance
The 12 main requirements outlined by the Payment Card Industry Security Standards Council encompass various aspects of IT infrastructure and security protocols. From maintaining firewall configurations to encrypting cardholder data, each requirement plays a vital role in protecting sensitive information.
PCI requirements include:
- Installing and maintaining a firewall configuration to protect cardholder data
- Not using vendor-supplied defaults for system passwords
- Protect stored cardholder data
- Encrypted cardholder data
- Use and maintain anti-virus and intrusion prevention software
- Only use software that is PCI-DSS compliant
- Restrict access to cardholder data on a need to know basis
- Restrict physical access to cardholder data
- Each person with access should have a unique login
- Track and monitor network access
- Test security systems and processes
- Maintain corporate policies that address card holder security
Ensuring PCI Compliance for Online Company Stores
When launching an online company store, businesses must prioritize PCI Compliance to mitigate risks associated with handling payment information. Selecting a vendor that adheres to PCI Compliance standards is crucial for maintaining the security and integrity of cardholder data.
Additional Measures for Cardholder Security
While PCI Compliance lays the foundation for secure online transactions, businesses can further enhance cardholder security by implementing additional measures. Utilizing SSL certificates, encryption protocols, and robust security policies are essential components of a comprehensive security strategy.
Prioritizing PCI Compliance is essential for businesses operating online company stores. By adhering to PCI standards, organizations can effectively protect cardholder data and uphold customer trust. At Coggins, we are committed to maintaining PCI Compliance standards to ensure the highest level of security for our clients’ online transactions. Partner with us to launch your online company store with confidence, knowing that your customers’ sensitive information is in safe hands.
